What is Multiple Car Insurance?

If you have not heard of multiple car insurance before, then you might want to consider that option when you know more about it. Until recently, the two or more cars household needed separate policies for each vehicle as traditionally that was what UK insurance companies dealt with. The growth in the number of households with multiple vehicles has prompted a changed and an insurance policy for more than one car is now available in the UK. Multiple car insurance is aimed at those people who want to insure more than one vehicle without having to take out separate insurance policies for each car. Multiple car insurance can provide increased benefits for the car owner as the insurance company will be getting the business for more than one car.

How Does Multiple Car Insurance Work?

Providing that all of the vehicles you want to insure are registered to the same address, then some insurance companies will allow you to have up to five vehicles insured on a single policy. Cars do not have to have the same owner, so anyone living with you could potentially have their car insured on your policy if you are agreeable. Multiple car insurance is great for households where there are two or more cars because the more vehicles you wish to insure the greater discount you will get. If you are insuring two cars then it is sometimes possible to get your no claims bonus transferred to cover the second vehicle.

Saving Money

Multiple car insurance covers the full range of insurance from third party to fully comprehensive insurance. Not only does it make more sense to have fully comp insurance, it can also save more money when you are looking at insuring more than one car on your policy. As with all insurance policies, the amount you are charged for a second or third vehicle is still subject to the usual factors such as the size of the car